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Maafushi Island, Maldives

Maldives on Budget

Posted on April 24, 2014April 29, 2021

I always had the impression, along with some of my friends who like to travel, that Maldives was an incredibly expensive destination. Then I chanced across Svetlana’s Maldives posts on a budget. That was a complete blessing, as it showed me that Maldives on budget was possible. Now, that I have done the trip here are my tips for doing Maldives on budget.

Flight Costs: I had actually applied for leaves to visit Maldives in March. But then I was late in looking for flight tickets. I usually search on multiple aggregating websites and then go and check the fare on the airline website as well. I found the Spicejet Delhi-Mumbai-Kochi and then Kochi-Male flight to be cheapest. In March I was getting 21 thousand Indian rupees return fare. I was hesitating to spend 42K for two people just on the airfare. In the end, when I got the tickets for April I paid 17K each as the return fare. If I had leaves I would have taken the flight from Kochi, but what to do, with a full time job leaves are precious as I have to make them last for one full year. Being in academics helps as I get a bit more leaves than others but I still treat my leaves with enormous care.

Visa On Arrival: For Indians, Maldives has visa on arrival. The good news is that it is free of cost! When we arrived at least 3 flights landed and there was a queue. It would have taken us 30-40 minutes to get out. I had all the documents they recommend but they didn’t ask for any. Having said that I know of people who were asked for the documents. So, please do carry the required documents like return flight ticket, hotel reservation etc.

Beautiful Maafushi Island, Maldives
Beautiful Maafushi Island, Maldives

Finding an Island: I zeroed down at Maafushi because I searched for budget islands in Maldives and this one was popular. There are two type of islands in Maldives, resort islands and budget islands. Resort Islands have existed for a long time, I am told budget islands were opened about three years before. I am not sure about the time frame at all, it could be that Maafushi opened to the tourists three years before. The resort islands are expensive. For example I cannot find anything under US dollars 200 (without taxes) on the resort side. Whereas on the budget side you can find accommodations starting from $50. There are many more budget islands in Maldives.

Taxes: When a person quotes a price in Maldives, the actual price will be invariably more. They have a 8% tax on almost everything. Then there could be a 10% extra tax. So when you are planning your Maldives trip do keep in mind that you will pay more than the quoted price most of the time.

Finding a Hotel: I found the hotel via Tripadvisor. I stayed at Picnic Inn which is a basic guesthouse. There are cheaper hotels than Picnic Inn at Maafushi. But while researching at Tripadvisor I realized that the lower priced ones were in close proximity to the jail on the island. I decided to stay mid way. The hotels on the beach side are more expensive, the hotels closer to the jail less so. I booked directly through the hotel. I finally went with them because they were very prompt in answering my queries. I wrote to a few others but found them slow in providing information to me.

Speed Boats are Expensive: Maldives is an island nation. So you take boats to go from one place to another. The local ferries are cheap but not frequent. There are no ferries on Fridays as well. The speed boats are really expensive. I was quoted 200 dollar for the speedboat transfer from Male Airport to Maafushi. The ferry was at 3.00 pm from Male city. My flight landed at 2.10 pm. With visa on arrival I knew there was no way we could take the ferry. So I agreed to the speed boat transfer. If there are more than 5 people sharing a speed boat they charge you $39. I was lucky that the hotel had another group coming by the same flight and I paid $39 per head in the end. But this was just luck. For the Fihalhohi Resort Island trip the speedboat cost was $65 per head. For comparison entry fee with lunch at the resort was $48 per head.

The alternative was to stay at Male and take the ferry to Maafushi the next day. I realized the speedboat costs quite close to my trip and I was not willing to go and search for another hotel in Male. The ferry cost is about $3 and I took it on my return leg from Maafushi to Male.

Money Matters: On the islands everyone accepted dollars so I never exchanged currency. We were offered 15.4 Maldivian Rufiyaa for a dollar. Now that Indian rupee is about 60 to a dollar I was not thrilled. Some of the shopkeepers return you the local currency for the change even if you paid in dollars and that is how we had local currency with us in the end to pay on the ferry.

Dining by the Sea, Maafushi Island, Maldives
Dining by the Sea, Maafushi Island, Maldives

Food and Water: On budget islands there is no liquor available. The resort islands have no such restrictions. On an average we paid $20 for a a meal for two with fruit juice. In the tropics it is impossible to stay away from juices.Tap water is not potable. A 1.5 liter water bottle costs $1.

Excursions: At Maldives the temptation is to go on other side excursions like diving, snorkeling, sunset cruise and island hopping to name a few. All these are expensive. The prices will vary but do keep a budget for it.

From my side I have tried to give an idea about various costs. If you think I have missed out on something important do let me know, I will try to update the post.

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34 thoughts on “Maldives on Budget”

  1. matheikal says:
    April 24, 2014 at 6:03 pm

    Valuable information.

    Reply
    1. Mridula says:
      April 24, 2015 at 11:07 pm

      Thank you.

      Reply
  2. Preethi Venugopal says:
    April 24, 2014 at 8:22 pm

    A post to be bookmarked… Hope one day mera number bhi ayegaa… 😀

    Reply
    1. Mridula says:
      April 24, 2015 at 11:07 pm

      I hope you are still thinking about it Preethi!

      Reply
  3. Rachel of Hippie in Heels says:
    April 24, 2014 at 8:56 pm

    Good to hear there are at least some ferries. I think I want to wait and save and save so I can stay in one of the fabulous resorts!

    Reply
    1. Mridula says:
      April 24, 2015 at 11:08 pm

      That would be wonderful Rachel!

      Reply
  4. Anki S says:
    April 25, 2014 at 8:29 am

    Oh god! In your last post “Dress Code for women” there are so many people on the island,when we were backpacking Maldives 1.5 years back,there was no body except the locals and us and two more tourists..an we didn’t find anyone with swim suits either.Dive Maafushi then had just opened,how time changes everything phew!

    Reply
    1. Mridula says:
      April 24, 2015 at 11:08 pm

      Yes Ankita I wonder how it would be now!

      Reply
  5. Renuka says:
    April 25, 2014 at 11:48 am

    Helpful! Although my sister and a couple of my friends have been to Maldives, they didn’t give an impression that Maldives was affordable. Thank you for sharing your budget.

    Reply
    1. Mridula says:
      April 24, 2015 at 11:13 pm

      Renuka resorts are more expensive but in the last few years the government opened some budget island with guest houses and local population as well. 😀

      Reply
  6. Indrani says:
    April 25, 2014 at 11:55 am

    Excellent.
    Great tips shared.

    Reply
    1. Mridula says:
      April 24, 2015 at 11:13 pm

      Thank you Indrani.

      Reply
  7. ilakshee says:
    April 25, 2014 at 1:14 pm

    Handy information.

    Reply
    1. Mridula says:
      April 24, 2015 at 11:14 pm

      Thank you.

      Reply
  8. divrj says:
    April 25, 2014 at 8:15 pm

    i agree with u when u say they dont accept local currency..and we came to know that once we reached there… aah,… was tough.
    good tips for those who want to do maldives on a budget.

    Reply
    1. Mridula says:
      April 24, 2015 at 11:14 pm

      Thank you Divrj.

      Reply
  9. Maniparna Sengupta Majumder says:
    April 25, 2014 at 10:55 pm

    Thanks for this post Mridula..bookmarking it..would really be helpful

    Reply
    1. Mridula says:
      April 24, 2015 at 11:15 pm

      Thank you Maniparna.

      Reply
  10. thomas says:
    April 27, 2014 at 6:45 pm

    I didn’t know it can be cheap there.

    Reply
    1. Mridula says:
      April 24, 2015 at 11:15 pm

      It can be Thomas. Do try it out.

      Reply
  11. Aravind says:
    April 27, 2014 at 8:34 pm

    Thanks for sharing. Very informative and useful!!

    Reply
    1. Mridula says:
      April 24, 2015 at 11:15 pm

      Happy to know that you liked it 😀

      Reply
  12. Niranjan says:
    April 30, 2014 at 4:22 pm

    This is the post I was waiting for. Thanks, Mridula. This would definitely help me plan a trip to that wonderful country. Which are the other budget islands? What are the places to visit other than the beaches?

    Reply
    1. Mridula says:
      April 24, 2015 at 11:16 pm

      Niranjan as far as I could make out there are only beaches, but they are lovely.

      Reply
  13. Manjulika Pramod says:
    May 9, 2014 at 5:51 pm

    An absolutely useful post.

    Reply
    1. Mridula says:
      April 24, 2015 at 11:06 pm

      Thank you so much Manjulika.

      Reply
  14. smittal says:
    June 11, 2015 at 5:07 pm

    please inform whether in indian currency is directly acceptabe in local market and hotels in male maldives

    Reply
    1. Mridula says:
      June 11, 2015 at 7:33 pm

      I have absolutely no idea as I used only the local currency in Male. US dollars are accepted easily.

      Reply
  15. Ak says:
    January 7, 2016 at 9:43 am

    Hello nice info if you ve saw thn pls let me know best budget resort Island even try partial stay also 3 or 2 night in such rooms n thn good budget rooms saw offers frm mkmytrips but thy r not clear n seems limited upto male only Even tried to find abt Islands budget one like one you mention but didn’t find specific list on trip adviser rooms are wt 25k minimum for per night so thn thought to reply to you as read your review
    It’s really good want to experience water house or room too
    Thanks

    Reply
    1. Mridula Dwivedi says:
      January 10, 2016 at 5:51 pm

      Hi AK,

      I would say write directly to resorts and you will get a better price. If you need contact of Picnic Inn let me know.

      Reply
  16. Travel and Visit says:
    January 17, 2016 at 12:00 am

    Wah! One of my favourite places in the planet! It’s haven in earth!

    Reply
    1. Mridula Dwivedi says:
      October 8, 2016 at 1:41 pm

      I agree, it is a stunning destination!

      Reply
  17. Manish says:
    October 7, 2016 at 5:56 pm

    A good read. Very nicely written.

    Reply
    1. Mridula Dwivedi says:
      October 8, 2016 at 1:41 pm

      Thank you Manish!

      Reply

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About Me

I am Mridula Dwivedi and I started this blog in 2005. It has been an amazing ride. I have visited 33 countries till date! I have worked with many tourism boards and prominent travel companies. My blog was featured on the BBC and the Guardian.

I did my Ph.D. from IIT Kanpur. I worked full time in academics till 2015! I quit my job as a professor, thinking I will take a break for one year, which turned into five.

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